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Do M&S offer an interest free loan to pay for my furniture?

Yes, M&S provides an interest free loan payment option for our customers to spread out the cost of the payments for their new furniture.


The following is offered:
• Repayment Terms: 12 and 24 months
• APR: 0.0%
• Deposit: Optional
• Minimum/Maximum Loan Amount: £500 – £10,000*
*Loan amount is based on the value of the order after any discounts, offers or additional tenders have been applied.
Customers must meet the following criteria to qualify for credit:
• Minimum age 18 at date of application
• UK residence for last 3 years minimum
• Be able to supply a fixed landline telephone number
• Have a Bank Account which supports Direct Debit

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