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Do M&S offer an interest free credit option to pay for my furniture?

Yes, M&S provides an interest free credit payment option for our customers to spread out the cost of the payments for their new furniture. Our interest free credit is currently only available from one of our furniture stores, not online.

The following is offered:

  • Repayment Terms: 12 and 24 months
  • APR: 0.0%
  • Deposit: Optional
  • Minimum/Maximum Loan Amount: £500 – £10,000*
    *Loan amount is based on the value of the order after any discounts, offers or additional tenders have been applied.

Customers must meet the following criteria to qualify for credit:

  • Minimum age 18 at date of application
  • Maximum age 85 at date of application (24 month credit option only)
  • UK residence for last 3 years minimum
  • Be able to supply a fixed landline telephone number
  • Have a Bank Account which supports Direct Debit

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